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At Urban & Rural we have teamed up with Mortgage professionals ‘More Choice Financial Solutions’ who work directly to provide our entire network of branches with qualified Independent Mortgage Advisors to help us provide a first class service to our clients. We recognise that everybody's situation is slightly different and that getting the best mortgage deal is always of the highest priority, with 100's of lenders and 1000's of mortgage products to choose from shopping around can be a daunting and time consuming task. Our advisors do all of the work for you so whether you are looking to buy a new home, re-mortgage your current home, or purchase or refinance an investment property we can make finding the right mortgage deal for you easy.

Why us?
We are independent and offer a 'Whole of Market' service. This means we are not restricted to a small panel of lenders like many other mortgage brokers. Instead, we use the very latest in software technology to source mortgages from the entire mortgage market place in order to find you the best deal.

Our advisors are all fully CeMap qualified allowing them to offer 'Advice and Recommendation'. So rather than just giving facts and figures, they can help you to make important decisions about your mortgage arrangements by offering their professional opinion.

What's more, we can offer our services to you free of charge.

You never have to pay us any fees as the lenders can pay us commission at no expense to you.

So, whatever your situation, if you're interested in obtaining free independent mortgage advice from one of our professional and friendly consultants please click here to contact your local branch:







Leighton Buzzard





Your home may be repossessed if you do not keep up repayments on your mortgage.

Please use our guides to the right to help assess the possible mortgage payments and stamp duty payable for your circumstances.


Mortgage Calculator

Please fill out all of the fields to receive an estimate
Amount Borrowed: £200,000
Term: 25 years
Interest rate: 3.5%
Total Monthly Payment:
Total amount repayable:

Stamp Duty Calculator

From 1 April 2016 anyone purchasing an 'additional' residential property will be charged a 3% surcharge on each of the threshold bands.
Please fill out all of the fields to receive an estimate

Contact us

We can arrange for a mortgage advisor to call you at a convenient time:

Our Offices

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Flitwick Office: 01525 713111 Ampthill Office: 01525 405999
Barton le Clay Office: 01582 882440 Bedford Office: 01234 272282
Leagrave (Luton) Office: 01582 495448 Luton Office: 01582 733773
Stopsley (Luton) Office: 01582 422244 Leighton Buzzard Office: 01525 217007
Milton Keynes Office: 01908 794500 Dunstable Office: 01582 705000
Newport Pagnell Office: 01908 794700 New Homes Office: